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Insolvency Service “reframes” view of creditor – IPs can apply their discretion (UK)

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East Hazel Crest Bankruptcy Attorney Answers The Question: Is Debt Consolidation Better Than Bankruptcy?

Link The answer is unequivocally no. Credit consolidation is something that people should never, ever look to. Most of those credit consolidation companies, although they make a lot of promises, are nothing but scams. They’re going to take a lot of

ISS Extends Comment Period on Draft Voting Policy Updates

ISS has requested that we update our previous blog post on their draft voting policy updates to inform market participants that they have extended the deadline for receiving comments to November 7th. ISS emphasizes that receiving comments from

ISS Extends Comment Period on Draft Voting Policy Updates

ISS has requested that we update our previous blog post on their draft voting policy updates to inform market participants that they have extended the deadline for receiving comments to November 7th. ISS emphasizes that receiving comments from

Mind the Gap: When Borrower’s Restructuring Goes Effective After the Trade Date but Before the Closing Date

Last quarter, as the YRC Worldwide Inc. (“YRC”) restructuring sped towards a conclusion, buyers and sellers with open trades of YRC’s bank debt pedaled furiously alongside in an attempt to negotiate, finalize and eventually fund side-letter

The Multistate Settlement Lottery: Bupkis

The NY Times had some details today about the multi-state attorney general mortgage servicing settlement in the works. It looks every bit as awful as one might have feared. Here's the criticial take-away: this is bupkis. It gives meaningless relief

Overall financial situation

Just 17 percent of Americans feel their overall financial situation is better now than a year ago.

Poll: How do Americans feel about the economy?

Are you as anxious as the rest of the country about money?

Americans downtrodden about personal finances

Bankrate's Financial Security Index fell from last month, indicating Americans are still nervous.

Should you pass on buying burial insurance?

A burial policy can help your heirs with funeral costs, but there are grave drawbacks.

Debt

Americans are becoming increasingly uncomfortable with their level of debt.

Don't delay. Cash in matured savings bonds

Uncle Sam might need the money, but it's yours. Put the proceeds from savings bonds to work for you.

Has economy changed Americans' tipping habits?

Americans say they're tipping the same as always, but waiters say it's not at all the same.

Will rich man's old debts hurt his new loan?

Check your credit score to ensure financial skeletons don't derail plans to buy a rental property.

9 ways to attend college for free

There are ways to sidestep college tuition. Find one that works for you.

Beat your investment broker in arbitration

Before, consumers presented their cases to industry insiders. New rules level the playing field.

Savings

Just 11 percent of Americans are more comfortable with their savings versus a year ago, a new low.

Job security

Three-quarters of Americans feel more secure in their jobs or about the same as they did a year ago.

Net worth

Just 19 percent of Americans say their net worth is higher today than it was a year ago, a new low.

Is the Jig up for MERS?

The Mortgage Electronic Registration System (MERS) has been the target in a lot of lawsuits during the mortgage crisis for its shoddy, opaque practices. But because these suits tend to be brought by borrowers in default, the courts have been willing

Low price may affect home seller's taxes

Scoring a bargain won't affect a homebuyer's tax bill, but the seller must take care.